Conventional 1% Down

Conventional 1% Down

The Conventional 1% Down loan program is a lender paid down payment assistance grant that allows income-qualified borrowers to put 1% down and UWM will pay the additional 2% toward the down payment, up to $4,000, for a total of 3% down.


  • These loans follow Home Possible guidelines, so they also are able to take advantage of the Home Possible LLPA caps. The caps make it easier for underserved areas and underserved borrowers to achieve homeownership. These borrowers can’t typically afford to buy down their rate, so the 1% Down program helps incentivize them.
  • This program can help you gain business from real estate agents that you might have before lost! These real estate agents can work with the same partner for all their mortgage transactions.
  • The goal of homeownership is no longer impossible! This program only requires you to put 1% down.
  • Qualify with income at or below 50% of the AMI and be able to put down a lower down payment.
  • Get into a house sooner by reaching the down-payment savings goal faster.
  • Include it in listings to get the word out and differentiate the agent.
  • Keeps money in the borrowers’ pocket and allows them to save money for furniture, house repairs/maintenance, etc.


214 Sahara Dr
Kingston, PA 18704


Mortgage Broker/Consultant
Licensed by FL & PA Dept. of Banking
NMLS# 145188

Equal Housing Lender